Liba Cohn, Travel Insurance For Peace Of Mind During Your Travels

william romsay williamromsay at
Thu Jan 17 09:03:37 CET 2008

Liba Cohn,  Travel Insurance For Peace Of Mind During Your Travels

Liba Cohn
Liba Lyustiger
Lillian Sarah Lyustiger
lillian sarah cohn
sara lyustiger
natalija lyustiger
cohn lyustiger
sarah lyustiger

Vacationing at least once in a year has become an integral part of many
people's lifestyle and as such the travel insurance has gained in importance
like never before.

Just try to imagine the gravity of an emergency situation where you have to
deal with an emergency medical situation due to an illness or an accident or
injury. Any of these situations can throw you into a panic if you are not
adequately prepared. And this preparedness comes from having travel

So next time you start planning for your next vacation, also include the
cost of the travel medical insurance into your budget. Remember, without
travel insurance your planning remains grossly incomplete. Even if you
consider yourself in a perfect state of health, you cannot predict when
accidents or sickness may befall you. Travel health insurance helps you to
be on the safe side, so that you do not get hit with a huge medical bill.

Here is some basic information about travel insurance that will help you be
well prepared for anything unexpected during your travels:

* Travel insurance in general does not just cover your medical expenses
abroad, but also extends coverage to lost luggage and other personal
belongings including passports and money. Repatriation costs are also
included in the coverage and the costs incurred due to cancelled or delayed
flights are also covered by the travel insurance. If you happen to damage
items belonging to a third party, you get liability coverage from your
travel insurance company. If you want all these expenses covered by your
travel insurance coverage, you should purchase a comprehensive travel
insurance policy.

* Most travel insurances generally cover trip cancellation, trip delays,
medical and dental expenses, emergency medical transportation, lost luggage,
missed connection, itinerary changes, accidental death, any kind of default
on the part of airlines, cruise lines and tour operators.

* It is recommended that you buy your travel insurance policy directly from
the insurance company, rather than having it as an add-on to your travel
package from your travel agent. This will give you considerable savings on
the cost of the travel insurance and you will be able to buy a policy with
more comprehensive features.

* Do not judge a policy on the basis of its price alone. A cheap policy does
not necessarily mean it is a bad policy. On the other hand the more
expensive policies may lack some of the more important features. So shop
around on the internet, compare the travel insurance quotes and find a
travel insurance product that caters to all your needs while traveling

* Last of all, do not take any travel insurance policy for granted; go
through it in detail, take note of the disclaimer and make sure that you do
not get cheated on the important provisions of your coverage.
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